My
Resume
Please review my qualifications. .
Evergreen Marketing &
Sales
Sales Supervisor: Trained and coached telemarketing sales representatives.
Wrote sales scripts and rebuttals.
Motivational speaches for team production.
The Finance Company
1st Party
Collections: Negotiated and collected recurring auto
loan debt. Understood credit reporting practices for financial
institutions with
respect to recurrinf contractual
debt.
Keen knowledge of 30-60-90 to 180 before
charge off process, and right to cure laws per state, and how this
affects
consumers. Proccessed defferments or
contract adjustments.
R.M.A. ( Risk Management Alternatives )
formerly equifax
3rd Party Collections: HCA (Hospital Corporation of America )
Top collector for HCA medical. Negotiated medical debt with current and former patients.
Collected over 500,000 dollars from
insurance companies who did not pay due to documentation submission
errors.
Bombardier Capital Inc
Mortgage Division: Home Mortgage
specialist , work with consumers on mortgage, foreclosure,
refinancing, and various other financial
applications
E.R.C. ( Enhanced Recovery Corporation
)
High Bank Card Collections:
Collected over two million dollars for various banks some of which
include; American Express, Discover, MBNA, Compass,
BOA, Chase, G.E. Money Bank, Wells Fargo
C.C.S. ( Central Credit Services
)
3rd Party Collections: Over about
a four year period I have collected over 4 million dollars for
various financial institutions. I learned a great deal about
defeciency auto and mortgage loans. Negotiated with supplemental
Insurance companies who did not pay due to document submission
errors. Worked with banks, mortgage, and title companies to
get consumers a debt consolidated refinancing. A technique home
owners may use to clean their credit. doll
More Experience
LG.C. Services: American Express Corporate Collections
Home Side Lending: Mortgage Collections
D.C.I.: T-mobile, Sprint, At&T Collections
ADT: Home Security Collections
OSI: Risk
Management Agency
Meryl Lynch: Account Services
GMAC: Auto Collections /Mortgage
Skills &
Certifications ns
F.D.C.P.A. ( Public Law 95-109)
Governing body for debt collection
practices. It is the Law.
100% certified & tested FDCPA
approved
F.C.R.A. (Public Law 91-508)
The Fair Credit Reporting Act, governs the fairness of how credit is reported on a consumer.
100% certified & tested F.C.R.A.
approved
Skip Tracer: Aquisition of location information
This is an art of locating people and
assetts. Primarly for the sole purpose to enforce a
debt.
Law Office Experience
Zwicker & Associates,
P.C.
American Express, Discover Collector.
Negotiated settlement, recommended suite, and various other
recovery duties
Hiday & Ricke,
P.A.
Collections: Auto
loans
Law offices of Harold E. scherr,
P.A.
Collect America L.L.C., Satellite office.
Manager: American Express
Corporate
Other Services
LYou might find some of these services
helpfull!
Verifiable!
LoreAll My experience is verifiable. I am in the record books for collection and quality performances at R.M.A. , E.R.C. , C.C.S., It is now time to give back what I have learned to the community. Thank you for reading and feel free to contact me any time. m ipsum dolor sit amet, con
