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Why I'm Qualified? My Resume Please review my qualifications. . Evergreen Marketing & Sales Sales Supervisor:  Trained and coached telemarketing sales representatives.                                Wrote sales scripts and rebuttals.                               Motivational speaches for team production. The Finance Company 1st Party Collections: Negotiated and collected recurring auto loan debt. Understood credit reporting practices for financial institutions with                                    respect to recurrinf contractual debt.                                    Keen knowledge of 30-60-90 to 180 before charge off process, and right to cure laws per state, and how this affects                                     consumers. Proccessed defferments or contract adjustments.                                             R.M.A. ( Risk Management Alternatives ) formerly equifax 3rd Party Collections: HCA (Hospital Corporation of America ) Top collector for HCA medical. Negotiated medical debt with current and former patients. Collected over 500,000 dollars from insurance companies who did not pay due to documentation submission errors. Bombardier Capital Inc Mortgage Division: Home Mortgage specialist , work with consumers on mortgage, foreclosure, refinancing, and various other financial applications E.R.C. ( Enhanced Recovery Corporation ) High Bank Card Collections: Collected over two million dollars for various banks some of which include; American Express, Discover, MBNA, Compass,   BOA, Chase, G.E. Money Bank, Wells Fargo  C.C.S. ( Central Credit Services ) 3rd Party Collections: Over about a four year period I have collected over 4 million dollars for various financial institutions. I learned a great deal about defeciency auto and mortgage loans. Negotiated with supplemental Insurance companies who did not pay due to document submission errors.  Worked with banks, mortgage, and title companies to get consumers a debt consolidated refinancing. A technique home owners may use to clean their credit.   doll More Experience LG.C. Services: American Express Corporate  Collections  Home Side Lending: Mortgage Collections D.C.I.: T-mobile, Sprint, At&T Collections ADT: Home Security Collections OSI: Risk Management Agency Meryl Lynch: Account Services GMAC: Auto Collections /Mortgage Skills & Certifications ns F.D.C.P.A. ( Public Law 95-109) Governing body for debt collection practices. It is the Law. 100% certified & tested FDCPA approved F.C.R.A. (Public Law 91-508) The Fair Credit Reporting Act, governs the fairness of how credit is reported on a consumer. 100% certified & tested F.C.R.A. approved Skip Tracer: Aquisition of location information This is an art of locating people and assetts. Primarly for the sole purpose to enforce a debt. Law Office Experience Zwicker & Associates, P.C. American Express, Discover Collector. Negotiated settlement, recommended suite, and various other recovery duties Hiday & Ricke, P.A. Collections: Auto loans Law offices of Harold  E. scherr, P.A. Collect America L.L.C., Satellite office. Manager: American Express Corporate Other Services LYou might find some of these services helpfull! Verifiable! LoreAll My experience is verifiable. I am in the record books for collection and quality performances at R.M.A. , E.R.C. , C.C.S., It is now time to give back what I have learned to the community. Thank you for reading and feel free to contact me any time. m ipsum dolor sit amet, con